Bankruptcy Laws, Bankruptcy Attorneys:

Bankruptcy laws have recently changed, and many people mistakenly think that bankruptcy is no longer an available option for them. Actually, Bankruptcy is still the right move for many consumers facing financial difficulties. Genser & Watkins LLP represents individuals, couples, and business clients in bankruptcy, consumer protection, debt relief, and predatory lending matters. Our firm helps clients eliminate their debt and keep their exempt assets, and explains complicated bankruptcy laws and the effect they have on credit. Our legal team is dedicated to providing clients with experienced representation, individual attention, and affordable fees. Our consultations are free.

Our legal team is customer-service oriented. We have a reputation for providing personal attention for each of our clients, and are meticulous in the work that we do for them. We spend time getting to know our clients and their problems, and we respond quickly to any questions or concerns they might have. We assist clients with many of their debt-related legal problems and questions including:

	Chapter 7 bankruptcy
	Chapter 13 bankruptcy
	Recent changes in bankruptcy law
	Stopping foreclosure
	Mortgage problems and solutions
	Debt problems and solutions
	Differences between bankruptcy and debt consolidation
	Rights in bankruptcy
	Life after Bankruptcy

About Genser & Watkins, Bankruptcy Attorneys:

For two generations the attorneys at Genser & Watkins LLP have advised and represented businesses and individuals in the greater Bay Area, with offices in Point Richmond and Emeryville and practices in Contra Costa, Alameda, San Francisco, and Marin Counties. Genser & Watkins LLP focuses on issues relating to personal bankruptcy, including Chapter 7 and Chapter 13, business, real estate, and litigation, in cities including Oakland, Emeryville, Point Richmond, San Pablo, Berkeley, El Sobrante, San Rafael, Albany, El Cerrito, Hercules, Alameda, Pinole, Kensington, Vallejo, Lafayette, San Francisco, and Marin.

Call 510.237.6916 and speak directly with one of our attorneys to review your situation and determine what Genser & Watkins LLP can do for you.

Two Locations to Serve Bay Area Clients

Real Estate Practice:

There is one other area of the law which is most important to high quality bankruptcy practice - Real Estate Law. Real estate issues come into play in almost every bankrutpcy case. Sometimes the issues relate to foreclosure, ownership, title, sale, of a home or real estate investment property. Often real estate issues come up in connection with renting and landlord tenant matters. Genser & Watkins LLP has decades of experience in real estate matters . . . experience which the attorneys bring to every bankruptcy case.

Genser & Watkins LLP brings an experienced approach to all aspects of its real estate practice. The firm represents a diverse clientele in the Bay Area. Clients range from individual buyers and sellers, to developers and large corporations. While there is never a “typical” client matter, most of the firm’s real estate work involves sales, long term leases, sale-leasebacks, acquisitions, financing and the development of large-scale commercial properties. A sophisticated real estate practice, the firm blends its extensive experience with individual attention that larger firms are hard-pressed to match.

Among the real estate services Genser & Watkins LLP, provides are:

Purchase and Sales – including purchases and sales as well as real estate rights, the negotiation and acquisition of property rights, the sale and purchase of joint venture interests, LLC memberships and other membership interests.

Real Estate Development – encompassing operating, shareholder and partnership agreements (for ownership and management), as well as the formation of LLC’s for real estate development.

Commercial Leasing – representing landlords and tenants in negotiation and performance of commercial leases.

Zoning and Regulation – including variance applications, certificates, permits and other municipal approvals.

Residential Real Estate – representing individual real estate clients including homeowners, developers and investors.

Construction – covering all legal matters relating to construction, including general as well as subcontractor contracts.

Real Estate Litigation – representing commercial real estate owners and commercial tenants in all aspects of real estate disputes.

Bankruptcy Articles:

What bankruptcy can and cannot do

Filing bankruptcy? Disclose everything, hide nothing

A chapter 7 bankruptcy overview

When chapter 7 bankruptcy isn’t the right choice

When chapter 7 bankruptcy is better than chapter 13 bankruptcy

An overview of chapter 13 bankruptcy

Reasons to use chapter 13 bankruptcy instead of chapter 7 bankruptcy

Rebuilding Credit FAQ

How to clean up your credit report

Can the chapter 13 trustee dismiss my case if I’ve missed a couple of payments

Why shouldn’t I reaffirm my credit card debts in bankruptcy

Can I refinance after bankruptcy?

Getting a credit card when you have bad credit

The new bankruptcy law; changes to chapter 7 and 13